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Finances can be confusing. Even though we have access to an infinite amount of information, often there is a disconnect between information and application. That’s why the GenWealth team has devoted over 15 years to bringing you straight talk about retirement, investments, and your money on the Get Ready for the Future Show. The information you need and how to apply it is right at your fingertips.

The Get Ready for the Future Show

Featured Episode

"How do I know when I've saved enough, and how do I keep my money from diminishing in retirement if inflation keeps its pace?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ My wife hired an advisor. Should I join her to keep our plans in sync? ✅ With recent economic growth, should I be more aggressive with my investments now? ✅ If consumer spending starts to decline unexpectedly, how will that affect my retirement? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"How do I know when I've saved enough, and how do I keep my money from diminishing in retirement if inflation keeps its pace?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ My wife hired an advisor. Should I join her to keep our plans in sync?
✅ With recent economic growth, should I be more aggressive with my investments now?
✅ If consumer spending starts to decline unexpectedly, how will that affect my retirement?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4xM0YyQUYxQTg5OTgyQ0Y5

Worried About Inflation in Retirement! | The Get Ready for the Future Show

GenWealth Financial Advisors November 15, 2024 3:24 pm

Want answers to your questions about retirement, investments and your money?

Recent Episodes

"How do I know when I've saved enough, and how do I keep my money from diminishing in retirement if inflation keeps its pace?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ My wife hired an advisor. Should I join her to keep our plans in sync? ✅ With recent economic growth, should I be more aggressive with my investments now? ✅ If consumer spending starts to decline unexpectedly, how will that affect my retirement? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"How do I know when I've saved enough, and how do I keep my money from diminishing in retirement if inflation keeps its pace?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ My wife hired an advisor. Should I join her to keep our plans in sync?
✅ With recent economic growth, should I be more aggressive with my investments now?
✅ If consumer spending starts to decline unexpectedly, how will that affect my retirement?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4xM0YyQUYxQTg5OTgyQ0Y5

November 15th

"My wife and I are worried about potential health issues in retirement, so should I cut back on contributions to fund a Long-Term Care policy or contribute more and self-insure?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ How can I consolidate/simplify my accounts without creating a major tax event? ✅ I've got a few mutual funds that are growth and aggressive growth. Should I diversify? ✅ What investments should I focus on to maintain growth and reduce risk in a potential economic downturn? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"My wife and I are worried about potential health issues in retirement, so should I cut back on contributions to fund a Long-Term Care policy or contribute more and self-insure?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ How can I consolidate/simplify my accounts without creating a major tax event?
✅ I've got a few mutual funds that are growth and aggressive growth. Should I diversify?
✅ What investments should I focus on to maintain growth and reduce risk in a potential economic downturn?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4xNkVFQkQwQzlCOTczN0FG

November 15th

"I'm 67 and the bulk of my $3 million is invested in stocks. How should I adjust my investments before retiring next year?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ How should we invest if we know we will help care for my wife's parents in their retirement? ✅ How do I know if I have enough life insurance coverage for me and my spouse? ✅ What's a tax-efficient way for me to leave a good amount to my grandchildren? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"I'm 67 and the bulk of my $3 million is invested in stocks. How should I adjust my investments before retiring next year?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ How should we invest if we know we will help care for my wife's parents in their retirement?
✅ How do I know if I have enough life insurance coverage for me and my spouse?
✅ What's a tax-efficient way for me to leave a good amount to my grandchildren?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4xQzNEQjU3NzFFNzQ1M0Q0

November 8th

"My partner and I have $4.75 million saved, earn $250,000 a year, and only spend about half that. When can I quit working?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ With my husband's pension and the 17% we've been investing, is that enough? ✅ Do I need a trust if I'm retired and divorced with two adult children? ✅ With many seniors getting scammed, how do you protect your clients? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"My partner and I have $4.75 million saved, earn $250,000 a year, and only spend about half that. When can I quit working?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ With my husband's pension and the 17% we've been investing, is that enough?
✅ Do I need a trust if I'm retired and divorced with two adult children?
✅ With many seniors getting scammed, how do you protect your clients?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4xMUQ5ODk0Q0I0MjZBQjhG

November 1st

"I’m 55 and I’ve got about $450,000 in retirement assets so far. What steps should I take now to ensure a comfortable retirement at 64?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ Which sectors do you believe will be most impacted by the election results? ✅ Would you recommend I pay off debt before getting into rental properties? ✅ What if I plan on retiring now, before the year on my target date fund? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

This video is private.

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS45NTBGQjA2RDUzMTJFM0VF

October 23rd

This video is unavailable.

"I’m 55 and I’ve got about $450,000 in retirement assets so far. What steps should I take now to ensure a comfortable retirement at 64?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ Which sectors do you believe will be most impacted by the election results?
✅ Would you recommend I pay off debt before getting into rental properties?
✅ What if I plan on retiring now, before the year on my target date fund?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4yNDgyN0RCRjQ1QTUxRUMy

October 18th

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Highlights

How do you know if you have enough life insurance? Check out this Get Ready For The Future Show Highlight to find out!

How do you know if you have enough life insurance? Check out this Get Ready For The Future Show Highlight to find out!

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC45RjFFRDA0ODEyRjNBMDYy

14 hours ago

Are your legacy plans a tax bomb in the making?💣💥 Inherited IRAs used to be a tax-efficient strategy for passing down wealth, but now with the 10-year rule, you could be setting up the next generation for a major tax event!😳 What are your other options? Check out this Get Ready For The Future Show highlight to find out!

Are your legacy plans a tax bomb in the making?💣💥

Inherited IRAs used to be a tax-efficient strategy for passing down wealth, but now with the 10-year rule, you could be setting up the next generation for a major tax event!😳

What are your other options? Check out this Get Ready For The Future Show highlight to find out!

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC5FNkMxMDc0MzI3QzBFRTU2

Tue November 19th

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This video is private.

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC45MDgyNjY2MzMwMEFGRDI5

Mon November 18th

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This video is private.

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC4yRTZCRTM0NURFNzhFNUZB

Mon November 18th

Long-Term Care Planning: Should You Self-Insure or Buy Insurance? | Retirement Strategy Learn how to approach the critical decision between self-funding long-term care or purchasing insurance. Our advisors discuss: - The 70% likelihood of needing long-term care - Traditional vs. hybrid long-term care policies - The sweet spot age for purchasing long-term care insurance - How to balance retirement savings with insurance premiums - Medicare misconceptions about long-term care coverage - Real costs vs. perceived costs of healthcare in retirement In this Get Ready For The Future Show highlight, Scott and John dive into this question: ❓ "I'm 52 with about $600,000 in retirement savings. My wife and I are worried about potential health issues in retirement. Should I cut back on contributions to fund a LTC policy? Should I contribute more and self-insure?" 💡 Our advisors stress that retirement income needs must be secured before addressing long-term care. They recommend hybrid long-term care/life insurance policies over traditional long-term care insurance due to stable premiums. Traditional policies risk premium increases (citing a 100% increase coming in 2025 for one company). They note that self-insuring is risky due to unpredictable costs and timing of care needs, pointing out that most Americans vastly underestimate healthcare costs in retirement ($41,000 expected vs. $315,000 actual average cost - a $274,000 difference). #FinancialIndependence #FinancialAdvisor #FinancialAdvice #Investing #Investments #InvestingStrategies #InvestmentStrategy #Money #MoneyTips #FinancialPlan #FinancePodcast #Healthcare #LongTermCare #LTC #Insurance

Long-Term Care Planning: Should You Self-Insure or Buy Insurance? | Retirement Strategy

Learn how to approach the critical decision between self-funding long-term care or purchasing insurance. Our advisors discuss:

– The 70% likelihood of needing long-term care
– Traditional vs. hybrid long-term care policies
– The sweet spot age for purchasing long-term care insurance
– How to balance retirement savings with insurance premiums
– Medicare misconceptions about long-term care coverage
– Real costs vs. perceived costs of healthcare in retirement

In this Get Ready For The Future Show highlight, Scott and John dive into this question:

❓ "I'm 52 with about $600,000 in retirement savings. My wife and I are worried about potential health issues in retirement. Should I cut back on contributions to fund a LTC policy? Should I contribute more and self-insure?"

💡 Our advisors stress that retirement income needs must be secured before addressing long-term care. They recommend hybrid long-term care/life insurance policies over traditional long-term care insurance due to stable premiums. Traditional policies risk premium increases (citing a 100% increase coming in 2025 for one company). They note that self-insuring is risky due to unpredictable costs and timing of care needs, pointing out that most Americans vastly underestimate healthcare costs in retirement ($41,000 expected vs. $315,000 actual average cost – a $274,000 difference).

#FinancialIndependence #FinancialAdvisor #FinancialAdvice #Investing #Investments #InvestingStrategies #InvestmentStrategy #Money #MoneyTips #FinancialPlan #FinancePodcast #Healthcare #LongTermCare #LTC #Insurance

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC4yRTVFMEFEOEExQkE2MTA2

16 hours ago

How to Consolidate Retirement Accounts Without Tax Penalties | Financial Planning Tips Discover the smart way to consolidate multiple 401(k)s and IRAs without triggering tax events. Our financial advisors break down: - The pros and cons of different consolidation strategies - Why an IRA can be your retirement "lockbox" - Common consolidation mistakes to avoid - How consolidation simplifies retirement planning - Tips for managing Required Minimum Distributions (RMDs) In this Get Ready For The Future Show highlight, Scott and John dive into this question: ❓ "I have about $1.8 million, but it's scattered among multiple different 401ks and an IRA. What steps should I take to consolidate/simplify my accounts without creating a major tax event?" 💡 Our advisors recommend consolidating scattered retirement accounts into an IRA as a "lockbox" strategy, which avoids tax events while providing wider investment options than typical 401(k) plans. They emphasize that while leaving money in old 401(k)s is legal, consolidation simplifies retirement planning, makes required minimum distributions easier to manage, and prevents the headache of tracking multiple accounts. The only option they strongly advise against is cashing out, which could result in significant tax penalties. Essential viewing for anyone with multiple retirement accounts looking to simplify their financial life. #FinancialIndependence #FinancialAdvisor #FinancialAdvice #Investing #Investments #InvestingStrategies #InvestmentStrategy #Money #MoneyTips #FinancialPlan #FinancePodcast #401k #IRA #Retirement #RetirementPlanning #Taxes

How to Consolidate Retirement Accounts Without Tax Penalties | Financial Planning Tips

Discover the smart way to consolidate multiple 401(k)s and IRAs without triggering tax events. Our financial advisors break down:

– The pros and cons of different consolidation strategies
– Why an IRA can be your retirement "lockbox"
– Common consolidation mistakes to avoid
– How consolidation simplifies retirement planning
– Tips for managing Required Minimum Distributions (RMDs)

In this Get Ready For The Future Show highlight, Scott and John dive into this question:

❓ "I have about $1.8 million, but it's scattered among multiple different 401ks and an IRA. What steps should I take to consolidate/simplify my accounts without creating a major tax event?"

💡 Our advisors recommend consolidating scattered retirement accounts into an IRA as a "lockbox" strategy, which avoids tax events while providing wider investment options than typical 401(k) plans. They emphasize that while leaving money in old 401(k)s is legal, consolidation simplifies retirement planning, makes required minimum distributions easier to manage, and prevents the headache of tracking multiple accounts. The only option they strongly advise against is cashing out, which could result in significant tax penalties.

Essential viewing for anyone with multiple retirement accounts looking to simplify their financial life.

#FinancialIndependence #FinancialAdvisor #FinancialAdvice #Investing #Investments #InvestingStrategies #InvestmentStrategy #Money #MoneyTips #FinancialPlan #FinancePodcast #401k #IRA #Retirement #RetirementPlanning #Taxes

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC5BRjY5MUE1RTNBRkREQzFC

Mon November 18th

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Economic Outlook 2024

A Path through the forest

In unstable financial terrain, John and Scott are bringing clarity about market trends for 2024 and more importantly what it means to you! 

Join us for this exclusive GenWealth Academy webinar

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