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Finances can be confusing. Even though we have access to an infinite amount of information, often there is a disconnect between information and application. That’s why the GenWealth team has devoted over 15 years to bringing you straight talk about retirement, investments, and your money on the Get Ready for the Future Show. The information you need and how to apply it is right at your fingertips.

Featured Episode

In what order should we draw down accounts prior to Social Security and after working? On this week's Get Ready For The Future Show, we're answering YOUR questions! ✅ We are wondering how to decide which account to fund more? 401(k) or Roth IRA? ✅ What are your thoughts on Tax Rates and Standard Deductions changing in 2026? ✅ I'm nearing age 55 and am trying to decide if should I start paying down my mortgage more aggressively? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

In what order should we draw down accounts prior to Social Security and after working? On this week's Get Ready For The Future Show, we're answering YOUR questions!

✅ We are wondering how to decide which account to fund more? 401(k) or Roth IRA?
✅ What are your thoughts on Tax Rates and Standard Deductions changing in 2026?
✅ I'm nearing age 55 and am trying to decide if should I start paying down my mortgage more aggressively?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5DM0UwMkNDRTIwQUNDMjE2

Order of Withdrawals? | The Get Ready for the Future Show

GenWealth Financial Advisors April 25, 2024 12:17 am

Want answers to your questions about retirement, investments and your money?

Recent Episodes

In what order should we draw down accounts prior to Social Security and after working? On this week's Get Ready For The Future Show, we're answering YOUR questions! ✅ We are wondering how to decide which account to fund more? 401(k) or Roth IRA? ✅ What are your thoughts on Tax Rates and Standard Deductions changing in 2026? ✅ I'm nearing age 55 and am trying to decide if should I start paying down my mortgage more aggressively? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

In what order should we draw down accounts prior to Social Security and after working? On this week's Get Ready For The Future Show, we're answering YOUR questions!

✅ We are wondering how to decide which account to fund more? 401(k) or Roth IRA?
✅ What are your thoughts on Tax Rates and Standard Deductions changing in 2026?
✅ I'm nearing age 55 and am trying to decide if should I start paying down my mortgage more aggressively?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5DM0UwMkNDRTIwQUNDMjE2

April 25th

Do I need to max out catch-up contributions, or will I be okay holding steady with my normal contributions? On this week's Get Ready For The Future Show, we're answering YOUR questions! ✅ Would it be good for my savings to retire but keep working maybe part time? ✅ Would I be ok in retirement if the only thing I do is max out my Roth IRA every year moving forward? ✅ I'm retired now and my wife will be next year. What’s the best withdrawal strategy for us? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

Do I need to max out catch-up contributions, or will I be okay holding steady with my normal contributions? On this week's Get Ready For The Future Show, we're answering YOUR questions!

✅ Would it be good for my savings to retire but keep working maybe part time?
✅ Would I be ok in retirement if the only thing I do is max out my Roth IRA every year moving forward?
✅ I'm retired now and my wife will be next year. What’s the best withdrawal strategy for us?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS41MUY0NzFFRjMwMkI3RTI1

April 18th

I'm thinking about retiring next year, so what should I do before I leave work? On this week's Get Ready For The Future Show, we're answering YOUR questions! ✅ When should I claim Social Security? As early as possible? ✅ What should I ask when meeting a financial advisor? And what should I watch out for? ✅ Is it a smart play to invest in Variable Universal Life? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

I'm thinking about retiring next year, so what should I do before I leave work? On this week's Get Ready For The Future Show, we're answering YOUR questions!

✅ When should I claim Social Security? As early as possible?
✅ What should I ask when meeting a financial advisor? And what should I watch out for?
✅ Is it a smart play to invest in Variable Universal Life?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS42QTlDMjkyRjNGMEYwQzcz

April 11th

If I received a decent chunk of money, such as $25,000, what would be the most efficient way to invest? On this week's Get Ready For The Future Show, we're answering YOUR questions! ✅ What are your thoughts on gold IRAs? ✅ What should we do about taking care of a parent who's in retirement when we want to retire in our mid-50s? ✅ How should I invest extra cash I'm likely to use in the next 10 years? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

If I received a decent chunk of money, such as $25,000, what would be the most efficient way to invest? On this week's Get Ready For The Future Show, we're answering YOUR questions!

✅ What are your thoughts on gold IRAs?
✅ What should we do about taking care of a parent who's in retirement when we want to retire in our mid-50s?
✅ How should I invest extra cash I'm likely to use in the next 10 years?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4xODVDRjcwQzY3NkIxNjYz

April 4th

Should I be worried about a housing crash in 2024? On this week's Get Ready For The Future Show, we're answering YOUR questions! ✅ I inherited $350k in checking accounts - do I have to pay taxes on that? ✅ At 62 and $1 million in a 401(k), should I be converting that to a Roth IRA? ✅ Do I need to invest more if my government pension looks like it would meet my retirement needs? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

Should I be worried about a housing crash in 2024? On this week's Get Ready For The Future Show, we're answering YOUR questions!

✅ I inherited $350k in checking accounts – do I have to pay taxes on that?
✅ At 62 and $1 million in a 401(k), should I be converting that to a Roth IRA?
✅ Do I need to invest more if my government pension looks like it would meet my retirement needs?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS41MkJFMDEwMDIxMkRDREQ3

March 28th

What should be our strategy so my husband and I can travel in retirement, live comfortably, and leave a good sum to kids and grandkids? On this week's Get Ready For The Future Show, we're answering YOUR questions! ✅ I know LTC (long-term care) coverage is expensive, but should I get it anyway? ✅ What's the difference between a fixed and variable annuity? ✅ What are the parameters for backdoor Roth contributions? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome - For Compliance: All investing involves risk including loss of principal. No strategy assures success or protects against loss. Diversification does not protect against market risk. Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.​ Riders are additional guarantee options that are available to an annuity or life insurance contract holder. While some riders are part of an existing contract, many others may carry additional fees, charges and restrictions, and the policy holder should review their contract carefully before purchasing. Guarantees are based on the claims paying ability of the issuing insurance company. Contributions to a Roth vehicle offer tax deferral on any earnings in that account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply.

What should be our strategy so my husband and I can travel in retirement, live comfortably, and leave a good sum to kids and grandkids? On this week's Get Ready For The Future Show, we're answering YOUR questions!

✅ I know LTC (long-term care) coverage is expensive, but should I get it anyway?
✅ What's the difference between a fixed and variable annuity?
✅ What are the parameters for backdoor Roth contributions?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️

–

❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!

–

#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #RetirementIncome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS40QUQ5MEY1QTZCMzdFNkNC

March 21st

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Highlights

Maxing out your IRA contributions is a good thing, no doubt. But is it enough on its own? John and Scott take this question to the mics this week on the Get Ready for the Future show. "46 years old. Right now I have just under $500k in retirement accounts. Would I be ok in retirement if the only thing I do is max out my Roth IRA every year moving forward? Job offers a very crappy 401k - no match, index or target-date funds" - Justin from Conway Your Questions are Valued and make this Q&A format what it is! Keep sending them in - Call or text us at 501.381.5228 or email show@getreadyforthefuture.com and catch the Get Ready For The Future Show anywhere you get your podcasts. LIVE ON YOUTUBE WEDNESDAYS @11:30 CST! 🍎 - https://podcasts.apple.com/us/podcast/the-get-ready-for-the-future-show/id962398705 🟢 - https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=8bde670c62014e3f

Maxing out your IRA contributions is a good thing, no doubt. But is it enough on its own? John and Scott take this question to the mics this week on the Get Ready for the Future show.

"46 years old. Right now I have just under $500k in retirement accounts. Would I be ok in retirement if the only thing I do is max out my Roth IRA every year moving forward? Job offers a very crappy 401k – no match, index or target-date funds" – Justin from Conway

Your Questions are Valued and make this Q&A format what it is! Keep sending them in – Call or text us at 501.381.5228 or email show@getreadyforthefuture.com and catch the Get Ready For The Future Show anywhere you get your podcasts. LIVE ON YOUTUBE WEDNESDAYS @11:30 CST!

🍎 – https://podcasts.apple.com/us/podcast/the-get-ready-for-the-future-show/id962398705

🟢 – https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=8bde670c62014e3f

1 0

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC4wOUExQjQ1QTZENTBBRjdE

11 hours ago

Retirement's not-so well-kept dirty little secret👇 There are no do-overs. There is no "student-loan" type of program to help you through it. Social Security isn't enough on it's own... so it's up to you! #FinancialIndependence #FinancialAdvisor #FinancialAdvice #Finance #PersonalFinance #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #SocialSecurity

Retirement's not-so well-kept dirty little secret👇

There are no do-overs. There is no "student-loan" type of program to help you through it. Social Security isn't enough on it's own… so it's up to you!

#FinancialIndependence #FinancialAdvisor #FinancialAdvice #Finance #PersonalFinance #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #SocialSecurity

4 0

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC41QkQ1MDFGQjMwMEU0MjND

Mon April 22nd

How do gold IRAs play into your plan for building wealth? John's explaining why they may not live up to the hype in this Get Ready For The Future Show highlight! - #FinancialIndependence #FinancialAdvisor #FinancialAdvice #IRA #Retirement #RetirementAccounts #Gold #GoldIRA #Investing #Investments #InvestingStrategies #InvestmentStrategies #WealthBuilding #FinancialTips #MoneyTips #Money #Podcast #FinancePodcast

How do gold IRAs play into your plan for building wealth? John's explaining why they may not live up to the hype in this Get Ready For The Future Show highlight!

–

#FinancialIndependence #FinancialAdvisor #FinancialAdvice #IRA #Retirement #RetirementAccounts #Gold #GoldIRA #Investing #Investments #InvestingStrategies #InvestmentStrategies #WealthBuilding #FinancialTips #MoneyTips #Money #Podcast #FinancePodcast

1 0

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC41RDlDNjkxMDgxRTI5QUJB

Tue April 16th

You may have heard the phrase, "Gold has never gone to zero," and while that may be true, does it mean gold is "safe?" Anonymous is wondering if gold has a place in their wealth building journey. John and Scott take this question to the mics this week on the Get Ready for the Future show. "What are your thoughts on gold IRAs? Birch Gold for example. Fees of storage, broker fees, spot price vs true market price? In your opinion does this have a place in wealth building vs the usual target date retirement funds or large market index funds?" - Anonymous via Text Your Questions are Valued and make this Q&A format what it is! Keep sending them in - Call or text us at 501.381.5228 or email show@getreadyforthefuture.com and catch the Get Ready For The Future Show anywhere you get your podcasts. LIVE ON YOUTUBE WEDNESDAYS @11:30 CST! 🍎 - https://podcasts.apple.com/us/podcast/the-get-ready-for-the-future-show/id962398705 🟢 - https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=8bde670c62014e3f

You may have heard the phrase, "Gold has never gone to zero," and while that may be true, does it mean gold is "safe?" Anonymous is wondering if gold has a place in their wealth building journey. John and Scott take this question to the mics this week on the Get Ready for the Future show.

"What are your thoughts on gold IRAs? Birch Gold for example. Fees of storage, broker fees, spot price vs true market price? In your opinion does this have a place in wealth building vs the usual target date retirement funds or large market index funds?" – Anonymous via Text

Your Questions are Valued and make this Q&A format what it is! Keep sending them in – Call or text us at 501.381.5228 or email show@getreadyforthefuture.com and catch the Get Ready For The Future Show anywhere you get your podcasts. LIVE ON YOUTUBE WEDNESDAYS @11:30 CST!

🍎 – https://podcasts.apple.com/us/podcast/the-get-ready-for-the-future-show/id962398705

🟢 – https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=8bde670c62014e3f

0 0

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC45MDQ2MjlBRTY2REU1QjNF

Mon April 15th

Some financial products have a bad reputation, but do they deserve it?🤔 John's bringing the straight talk in this Get Ready For The Future Show highlight! - #FinancialIndependence #FinancialAdvisor #FinancialAdvice #FinancialPlan #FinancialPlanning #Finance #FinancePodcast #Podcast #FinancialProducts #Annuities #Equities #Investing #Investments

Some financial products have a bad reputation, but do they deserve it?🤔 John's bringing the straight talk in this Get Ready For The Future Show highlight!

–

#FinancialIndependence #FinancialAdvisor #FinancialAdvice #FinancialPlan #FinancialPlanning #Finance #FinancePodcast #Podcast #FinancialProducts #Annuities #Equities #Investing #Investments

4 0

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC4zRjM0RTdEOTkwRDI5MDFG

Wed March 27th

What's more important than your rate of return?🤔 (This is NOT a trick question!) Scott's got the answer you need in this Get Ready For The Future Show highlight!

What's more important than your rate of return?🤔 (This is NOT a trick question!) Scott's got the answer you need in this Get Ready For The Future Show highlight!

7 0

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC4wMTdGNzg0NjM1RjQ5OEM3

Mon March 25th

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