Finances can be confusing. Even though we have access to an infinite amount of information, often there is a disconnect between information and application. That’s why the GenWealth team has devoted over 15 years to bringing you straight talk about retirement, investments, and your money on the Get Ready for the Future Show. The information you need and how to apply it is right at your fingertips.

The Get Ready for the Future Show

Featured Episode

"We’re 55 and have about $500,000 saved, but most of it’s in real estate. Should we be worried about being 'asset rich, cash poor' in retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ We’re thinking about retiring abroad. Is that financially wise, or are we missing some big risks?
✅ I’m 49 and recently remarried. How do we build a financial plan that protects both of us fairly if I've saved for retirement and my new spouse has saved very little?
✅ My wife wants to retire at 60. I’d prefer to work until 68. Can we plan for two timelines — or are we asking for trouble?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
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❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
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#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

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Asset Rich & Cash Poor in Retirement? | The Get Ready for the Future Show

GenWealth Financial Advisors June 20, 2025 2:28 pm

Want answers to your questions about retirement, investments and your money?

Recent Episodes

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5CNzJDRTExMkJBNTBENTI2

June 20th

"I’m 63 and planning to retire next year. We’ve saved $920,000, but we’ve never worked with an advisor. Are we missing anything critical by going it alone this late in the game?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ Should we knock out Parent PLUS loans before retiring or keep paying the minimum?
✅ My husband just got diagnosed with Parkinson’s, and he’s only 65. How do we adjust our retirement strategy when we’re facing uncertain care costs?
✅ We’re 50 and thinking about taking money out of our 401(k) to help our son with a down payment. Is that ever a good idea, or should we steer clear?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
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❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5GOUFFM0FFNzI5RkU1NjAx

June 20th

"I’m 62 and widowed. I qualify for survivor benefits, but I’m still working part-time. How do I know whether to take my own Social Security, the survivor benefit, or wait altogether?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I’m 48, changed jobs recently, and old employer offered a pension. I’m not sure whether to take the lump sum or the monthly benefit?
✅ Would it actually save us money to move to a no-income-tax state when we retire in 3 years?
✅ I’m 60 and just sold a rental property for $310,000. Should I invest the proceeds, pay off our home, or use it to delay Social Security?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5GMERFODY1RUUxNDYwM0VD

June 17th

"My husband and I are both 55. We’ve saved about $400,000 so far and plan to retire at 67, but it doesn’t feel like enough. How can we tell if we’re way behind or just need to ramp things up a bit?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ My job’s getting more stressful and I’d love to walk away next year. How do I know if I can retire early without risking our lifestyle?
✅ I just turned 59 and started getting Social Security statements – should I delay benefits or take them sooner and invest the difference?
✅ I’m 60, and my mom is 87 and starting to decline. How do we protect her assets while making sure she gets the care she needs?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

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June 5th

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5GQkE1RUQxMTA5RkRDNDZB

May 30th

"I’ve got $700,000 in retirement accounts and a $2 million term life insurance policy that expires at 70. I’m 63 now. Should I look at converting that to permanent coverage or just let it go?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ We’re both self-employed, in our late 40s, and about $100,000 in a SEP IRA. Should we consider setting up a Solo 401(k) to save more or focus on building our non-retirement accounts?
✅ I’m 52, divorced, and likely won’t remarry. Should I be planning any differently than a couple would?
✅ We’re 57 and just became empty nesters. Should we take the extra cash flow and max out retirement, or put it toward paying off our $40,000 HELOC?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4wQ0ZGQjRENTMyMzJBNzUz

May 30th

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Highlights

Worried about running out of money in retirement?

Gary wrote in with a common concern: he's in his 60s, invested mostly in stocks, and wondering how to adjust his investment strategy to account for inflation and income needs in retirement.

In this episode of the Get Ready for the Future Show, the team walks through what changes in your financial playbook once you enter the Retirement Red Zone—the critical 10 years before retirement. Using real-life sports analogies and practical advice, we explain:

✅ Why diversification is more important than ever
✅ How a bucketing strategy protects against market downturns
✅ Why it's time to shift focus from growth to income and inflation protection
✅ The risks of sticking with an accumulation mindset
✅ The importance of guaranteed income sources like Social Security and annuities

🎯 Learn how to go from growth-focused to income-focused without fumbling your retirement plan.

👉 Subscribe for more retirement insights
📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com

#Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning

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Wed June 18th

Thinking about starting a 529 plan but not sure if it’s the right move? In this episode, we answer a listener question from Andrew, a father of two approaching age 40, who's trying to decide between opening a 529 college savings plan or continuing to invest in a regular brokerage account.

Our financial advisors break down:

– When a 529 plan makes the most financial sense
– Why your own retirement plan should come first
– The tax benefits and new flexibility of 529s (including Roth IRA rollovers!)
– Key differences between a 529, UTMA, and after-tax investment account

If you're a parent trying to balance education savings with your long-term financial independence, this discussion is for you.

👉 Subscribe for more practical financial advice.

📅 Schedule a meeting with a GenWealth Advisor: https://getreadyforthefuture.com/get-in-touch/

🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#FinancialAdvisor #FinancialPlanning #FinancialPlan #College #CollegePlanning #Education #EducationCosts

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Tue June 17th

👉 Turning 65 doesn't mean your health care worries are over.

Part A is free, but it only covers hospital care. Part B? That starts at $185/month — and that’s just the beginning.

✅ Don't go it alone. Review your Medicare plan every single year with the help of a coach.

#MedicareMyths #RetirementPlanning #MedicareTips #FinancialFreedom #GenWealth

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Mon June 2nd

Many people decide when to claim Social Security in a vacuum—and that can be a costly mistake. In this Get Ready For The Future Show highlight, we answer this question from David in Conway:

"I feel like I’ve done a decent job saving for retirement, so I’m debating whether to start Social Security at 62 – or wait until 67 or even 70. How do I decide the best time to claim based on my personal situation? "

This video breaks down how to think about Social Security in context with your investment assets, retirement timeline, and long-term income needs. Whether you're single or married, still working or ready to step away, these insights could make a big difference.

📞 Need help making a plan? Talk to a GenWealth Financial Advisor today. 866-653-PLAN (7526)

🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#FinancialAdvisor #FinancialPlanning #FinancialPlan #SocialSecurity #Retirement #RetirementPlanning #SocialSecurityBenefit

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Mon June 2nd

Are you a widow or retiree concerned about how to afford long-term care and protect your family from financial burdens? You're not alone. In this video, we answer a heartfelt question from Jane:

"I’m a 62-year-old widow, and I’m starting to worry about the cost of long-term care if my health takes a turn as I get older. At the same time, I want to make sure my healthcare directives are in order so that my kids know my wishes if I can’t speak for myself. I don’t have a huge estate, but I do want to protect what I have for them. How should I balance purchasing long-term care insurance, setting up advance directives, and safeguarding my remaining assets?"

In this Get Ready For The Future Show highlight, we walk through:

– The four main ways to pay for long-term care (self-insuring, traditional LTC insurance, hybrid life insurance policies, and Medicaid)
– Why timing matters for qualifying and affording coverage
– The importance of healthcare directives like a living will, healthcare proxy, and power of attorney
– How to safeguard assets with tools like trusts and beneficiary designations
– Why annual financial check-ins are key to keeping your plan up to date

Whether you're in your early 60s or helping a parent through these decisions, this is essential information to help you feel confident and prepared.

📞 Need help making a plan? Talk to a GenWealth Financial Advisor today. 866-653-PLAN (7526)

🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#FinancialAdvisor #EstatePlanning #Will #Trust #PersonalFinance #LegacyPlanning

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC5EOUY5Mzk1MTdBNkFERUU3

Sun June 1st

Many people think a basic will is enough—but that’s one of the most common (and costly) estate planning mistakes.

"Do I really need more than a basic will? What are the biggest mistakes people make with estate planning that I should be aware of?"

In this Get Ready For The Future Show highlight, we dive into real-world experiences, common oversights like outdated beneficiaries, misunderstanding per stirpes vs. pro rata, and why unfunded trusts or misaligned deeds can create big problems for your loved ones.

Whether you're just starting your estate plan or revisiting it after a major life change, this conversation will give you practical tips to help ensure your wishes are honored and your family isn’t left with a mess.

Chapters include:

– Why a basic will may not be enough
– Real stories from probate disasters
– Per stirpes vs. pro rata: What it really means
– Trusts, powers of attorney, and health care directives
– The #1 estate planning mistake: Doing nothing

👉 Ready to protect your legacy? Meet with a financial advisor and estate attorney to get started.

📞 Talk with a financial advisor: https://getreadyforthefuture.com/get-in-touch/
🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#FinancialAdvisor #EstatePlanning #Will #Trust #PersonalFinance #LegacyPlanning

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC41NzM2MjIwMkNBRDAxNEIy

Sat May 31st

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Want financial insights and updates delivered to your inbox?

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delivered to your inbox?