Finances can be confusing. Even though we have access to an infinite amount of information, often there is a disconnect between information and application. That’s why the GenWealth team has devoted over 15 years to bringing you straight talk about retirement, investments, and your money on the Get Ready for the Future Show. The information you need and how to apply it is right at your fingertips.

The Get Ready for the Future Show

Featured Episode

"I’m 66 and still mostly invested in stocks. Should I start shifting into bonds now that I’m retired, or is that old-school thinking?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ We don’t have kids and want to leave part of our estate to our church and a few nonprofits. What’s the best way to do that while minimizing taxes?
✅ We’re 64 and considering selling our home and moving into a smaller condo. How do we know if it will actually save us money in retirement?
✅ We’re both retired and have some investment income. Are there situations where it makes sense to file taxes separately instead of jointly?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
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❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
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#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

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Shift to Bonds in Retirement? | The Get Ready for the Future Show

GenWealth Financial Advisors 24 hours ago

Want answers to your questions about retirement, investments and your money?

Recent Episodes

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24 hours ago

We've got a replay of our 10/22 show this week for you, but we'll be back next week with an all new episode!

"I’m 64 and retiring soon. I have the option to take a lump sum from my pension or monthly payments for life. How do I evaluate which one is better for us?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ We’re 67 and 65 and just paid off our house. We’ve heard that having a trust avoids probate, but our estate isn’t that complicated. How do we know if a trust is worth the cost?
✅ We’re in our early 60s and plan to sell a rental property in a few years. Should we be thinking about capital gains tax planning now, or wait until we’re ready to sell?
✅ I’m 61 and recently divorced. I’m keeping the house, but it’s still got a mortgage, and I have about $500,000 in retirement accounts. How do I rebuild my plan now that I’m on my own?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
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❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

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December 2nd

"Every time I hear bad financial news, I panic and want to change my portfolio. How do I stop reacting emotionally to the news cycle?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ We have a paid-off home and decent savings. Our friends mentioned getting an umbrella policy, but we don’t fully understand what it covers or if we need it?
✅ We’re in our 60s and redoing our wills. How do we choose the right executor — and what should we consider if our kids live out of state?
✅ We’ve saved well and just entered retirement, but we’ve never tracked our spending closely. Do we really need a monthly budget now?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

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November 27th

"I turn 73 next year and will have to start RMDs. Is there any way to reduce the tax impact if I don’t need the money?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ Our youngest just started college, and we’re 56 and 58. We want to help with tuition but still plan to retire at 65. How do we prioritize?
✅ We inherited a lake house from my parents, but we don’t use it often and the upkeep is getting expensive. Should we keep it for the next generation or sell it now?
✅ I’m 67, retired, and my term life policy is expiring soon. Our house is paid off, and the kids are grown. Do we still need life insurance?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

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November 21st

"I’m 58 and about 40% of my portfolio is in company stock from where I’ve worked for 25 years. Should I diversify even if it’s been performing well?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I’m 66 and recently realized my IRA still lists my ex-spouse as the beneficiary. If I update it now, does that override my will — or do I need to change both?
✅ We’re 60 and planning to move to another state after retirement. How do we compare the tax implications of different states before we move?
✅ We’re both 65 and in good health, but we didn’t buy long-term care insurance. Can we self-fund care if needed, and how much should we set aside?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS44NkRBODFEMUYwNzE0NDcy

November 14th

"I’m 60 and feel paralyzed every time the market drops. I’ve missed several rebounds because I waited too long. How do I stop letting fear run my portfolio?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I’m 64 and financially ready to retire, but I just can’t bring myself to stop working. How do you know when it’s really time to step away?
✅ I’m 63 and just retired. I’m holding off on Social Security until 67. What’s the best way to generate income in those four years without draining my retirement accounts too fast?
✅ Our daughter is 28 and still needs help with rent occasionally. We’re both 60 and trying to stay on track for retirement. How do we know when to say no?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

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November 7th

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Highlights

Your Roth IRA isn’t just for retirement income—it can be the perfect bucket for future big purchases. Learn why it’s often best to keep it more aggressively invested and how it fits into your overall withdrawal strategy.

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Tue September 30th

Should you keep working after retirement just for the health insurance? In this video, we break down the real costs and considerations of making that decision.

Here’s what we cover:
✅ Why employer coverage can seem cheaper than it really is
✅ How marketplace plans compare — premiums vs. benefits
✅ The impact of losing 401(k) contributions if you drop to part-time
✅ Special options like COBRA to bridge the gap before Medicare
✅ Why a full retirement income plan is the key to knowing what you can afford

If you or your spouse are wondering whether to keep working just for the benefits, this conversation will help you weigh the trade-offs.

👉 Have a question for our team? Call or text us at (501) 381-5228 and your question could be featured on the show!

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Thu September 4th

Rental income sounds like easy money in retirement… until it isn’t. In this week’s Get Ready for the Future Show, we answer Jessica’s question: “We’re 53 and thinking about buying a rental property for retirement income. What should we watch out for before jumping in?”

Our financial advisors share real-world experiences as landlords and walk through:
✅ Why rental income should supplement—not replace—your retirement plan
✅ The legal & tax steps you need to take (LLC, CPA guidance, liability issues)
✅ The biggest funding mistakes people make (and how to avoid them)
✅ Why your emergency fund needs to grow before buying rental property
✅ How to evaluate rents, cash flow, and potential returns realistically
✅ Alternatives to direct ownership (like REITs) if managing property isn’t for you

Thinking about rental property in retirement? Make sure your financial independence isn’t at risk before jumping in.

👉 Subscribe for weekly insights on retirement, investing, and financial independence.
👉 Have a question you’d like us to answer on the show? Email show@getreadyforthefuture.com
or call/text (501) 381-5228.

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Tue September 2nd

Not sure about when to claim Social Security with poor health?

Chet wrote in with a common concern: he's in not-so-great health, and he's unsure about whether to claim Social Security early "just in case" or if he should delay and maximize his benefit.

In this episode of the Get Ready for the Future Show, the team walks through what plays into your decision about when to claim Social Security!

🎯 Learn how to make informed decisions about Social Security and your retirement income.

👉 Subscribe for more retirement insights
📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com

#Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning #socialsecurity

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Thu August 28th

Worried about running out of money in retirement?

Gary wrote in with a common concern: he's in his 60s, invested mostly in stocks, and wondering how to adjust his investment strategy to account for inflation and income needs in retirement.

In this episode of the Get Ready for the Future Show, the team walks through what changes in your financial playbook once you enter the Retirement Red Zone—the critical 10 years before retirement. Using real-life sports analogies and practical advice, we explain:

✅ Why diversification is more important than ever
✅ How a bucketing strategy protects against market downturns
✅ Why it's time to shift focus from growth to income and inflation protection
✅ The risks of sticking with an accumulation mindset
✅ The importance of guaranteed income sources like Social Security and annuities

🎯 Learn how to go from growth-focused to income-focused without fumbling your retirement plan.

👉 Subscribe for more retirement insights
📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com

#Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning

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Wed June 18th

Thinking about starting a 529 plan but not sure if it’s the right move? In this episode, we answer a listener question from Andrew, a father of two approaching age 40, who's trying to decide between opening a 529 college savings plan or continuing to invest in a regular brokerage account.

Our financial advisors break down:

– When a 529 plan makes the most financial sense
– Why your own retirement plan should come first
– The tax benefits and new flexibility of 529s (including Roth IRA rollovers!)
– Key differences between a 529, UTMA, and after-tax investment account

If you're a parent trying to balance education savings with your long-term financial independence, this discussion is for you.

👉 Subscribe for more practical financial advice.

📅 Schedule a meeting with a GenWealth Advisor: https://getreadyforthefuture.com/get-in-touch/

🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#FinancialAdvisor #FinancialPlanning #FinancialPlan #College #CollegePlanning #Education #EducationCosts

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Tue June 17th

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