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Finances can be confusing. Even though we have access to an infinite amount of information, often there is a disconnect between information and application. That’s why the GenWealth team has devoted over 15 years to bringing you straight talk about retirement, investments, and your money on the Get Ready for the Future Show. The information you need and how to apply it is right at your fingertips.

The Get Ready for the Future Show

Featured Episode

"My spouse and I disagree on how much we need to retire. I think we’re fine with $1 million, she’s convinced we need $2 million. Who’s right — and how do we find out?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ I’m 66 and planning to downsize next year. We’ll have about $200,000 left over after the move. Should we invest it or use it to generate income? ✅ I’m 61 and recently inherited an IRA from my brother. I’ve heard the rules are different for inherited IRAs now — what do I need to know? ✅ We’re both 56 and still carrying a small mortgage and two car payments. Should we prioritize paying those off before retirement, or just keep the payments and keep investing? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"My spouse and I disagree on how much we need to retire. I think we’re fine with $1 million, she’s convinced we need $2 million. Who’s right — and how do we find out?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I’m 66 and planning to downsize next year. We’ll have about $200,000 left over after the move. Should we invest it or use it to generate income?
✅ I’m 61 and recently inherited an IRA from my brother. I’ve heard the rules are different for inherited IRAs now — what do I need to know?
✅ We’re both 56 and still carrying a small mortgage and two car payments. Should we prioritize paying those off before retirement, or just keep the payments and keep investing?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5FN0IyODJCNzIzRTRCQzVB

We Disagree on How Much We Need to Retire! | The Get Ready for the Future Show

GenWealth Financial Advisors 5 hours ago

Want answers to your questions about retirement, investments and your money?

Recent Episodes

"My spouse and I disagree on how much we need to retire. I think we’re fine with $1 million, she’s convinced we need $2 million. Who’s right — and how do we find out?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ I’m 66 and planning to downsize next year. We’ll have about $200,000 left over after the move. Should we invest it or use it to generate income? ✅ I’m 61 and recently inherited an IRA from my brother. I’ve heard the rules are different for inherited IRAs now — what do I need to know? ✅ We’re both 56 and still carrying a small mortgage and two car payments. Should we prioritize paying those off before retirement, or just keep the payments and keep investing? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"My spouse and I disagree on how much we need to retire. I think we’re fine with $1 million, she’s convinced we need $2 million. Who’s right — and how do we find out?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I’m 66 and planning to downsize next year. We’ll have about $200,000 left over after the move. Should we invest it or use it to generate income?
✅ I’m 61 and recently inherited an IRA from my brother. I’ve heard the rules are different for inherited IRAs now — what do I need to know?
✅ We’re both 56 and still carrying a small mortgage and two car payments. Should we prioritize paying those off before retirement, or just keep the payments and keep investing?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5FN0IyODJCNzIzRTRCQzVB

5 hours ago

"I’m 64 and retiring soon. I have the option to take a lump sum from my pension or monthly payments for life. How do I evaluate which one is better for us?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ We’re 67 and 65 and just paid off our house. We’ve heard that having a trust avoids probate, but our estate isn’t that complicated. How do we know if a trust is worth the cost? ✅ We’re in our early 60s and plan to sell a rental property in a few years. Should we be thinking about capital gains tax planning now, or wait until we’re ready to sell? ✅ I’m 61 and recently divorced. I’m keeping the house, but it’s still got a mortgage, and I have about $500,000 in retirement accounts. How do I rebuild my plan now that I’m on my own? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"I’m 64 and retiring soon. I have the option to take a lump sum from my pension or monthly payments for life. How do I evaluate which one is better for us?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ We’re 67 and 65 and just paid off our house. We’ve heard that having a trust avoids probate, but our estate isn’t that complicated. How do we know if a trust is worth the cost?
✅ We’re in our early 60s and plan to sell a rental property in a few years. Should we be thinking about capital gains tax planning now, or wait until we’re ready to sell?
✅ I’m 61 and recently divorced. I’m keeping the house, but it’s still got a mortgage, and I have about $500,000 in retirement accounts. How do I rebuild my plan now that I’m on my own?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5CNzc3NkExNzJGNUI3RDY0

111 minutes ago

"I’m 65 and plan to work a few more years. I’ve got a good amount saved, but I’ve never actually thought through how I’ll turn that into income. Where do I even start?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ I’ve always contributed to a traditional 401(k), but my employer just added a Roth option. Should I switch, and if so, how much? ✅ We’re in our 50s and want to help our grandchild with college in the future. What’s the best way to do that without messing up our own retirement? ✅ We created a will when our kids were little, but now they’re in their 30s and we haven’t updated anything. We’re both in our mid-60s. How often should estate plans be reviewed, and what needs to change now? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"I’m 65 and plan to work a few more years. I’ve got a good amount saved, but I’ve never actually thought through how I’ll turn that into income. Where do I even start?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I’ve always contributed to a traditional 401(k), but my employer just added a Roth option. Should I switch, and if so, how much?
✅ We’re in our 50s and want to help our grandchild with college in the future. What’s the best way to do that without messing up our own retirement?
✅ We created a will when our kids were little, but now they’re in their 30s and we haven’t updated anything. We’re both in our mid-60s. How often should estate plans be reviewed, and what needs to change now?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4xNjRENUU2RTk5MUNEMkQ0

October 16th

"I’m 62, just retired, and don’t plan to take Social Security until 67. Should I be converting some of my IRA to a Roth during these lower-income years?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ We’re 70 and have three adult children. One is financially responsible, the other two—not so much. Can we structure our estate so that they’re not getting a lump sum all at once? ✅ We’re 68 and recently retired. With all the market ups and downs lately, we’re nervous. Should we move more into cash, or is that just reacting emotionally? ✅ I’m 60 and managing most of our finances online — banking, investments, even our family photos. Should digital assets be part of our estate plan, and if so, how do we do it? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"I’m 62, just retired, and don’t plan to take Social Security until 67. Should I be converting some of my IRA to a Roth during these lower-income years?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ We’re 70 and have three adult children. One is financially responsible, the other two—not so much. Can we structure our estate so that they’re not getting a lump sum all at once?
✅ We’re 68 and recently retired. With all the market ups and downs lately, we’re nervous. Should we move more into cash, or is that just reacting emotionally?
✅ I’m 60 and managing most of our finances online — banking, investments, even our family photos. Should digital assets be part of our estate plan, and if so, how do we do it?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5GQzY2NjMwQzk5QkYwRTM0

October 9th

"I’m 54 and getting serious about retirement planning. We’ve got about $500,000 saved, but no clear budget for what retirement will actually cost us. How do we figure that out?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ I keep hearing about rebalancing your portfolio, but I don’t really understand what that means or when I’m supposed to do it. Can you explain? ✅ I’m 47 and just changed jobs. I rolled over my 401(k), but my new employer doesn’t offer a match. Should I still use their plan or just go all-in on a Roth IRA? ✅ We’re in our early 60s and thinking about retiring next year, but we’ve never worked with a financial advisor. What should we be looking for, and how do we know who’s actually qualified? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! - #financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

"I’m 54 and getting serious about retirement planning. We’ve got about $500,000 saved, but no clear budget for what retirement will actually cost us. How do we figure that out?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I keep hearing about rebalancing your portfolio, but I don’t really understand what that means or when I’m supposed to do it. Can you explain?
✅ I’m 47 and just changed jobs. I rolled over my 401(k), but my new employer doesn’t offer a match. Should I still use their plan or just go all-in on a Roth IRA?
✅ We’re in our early 60s and thinking about retiring next year, but we’ve never worked with a financial advisor. What should we be looking for, and how do we know who’s actually qualified?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5FNDgyRjU5ODVFMTBBN0VG

October 2nd

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YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4xRjcxOEFDOTNDQUMxNjMz

September 24th

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Highlights

Your Roth IRA isn’t just for retirement income—it can be the perfect bucket for future big purchases. Learn why it’s often best to keep it more aggressively invested and how it fits into your overall withdrawal strategy.

Your Roth IRA isn’t just for retirement income—it can be the perfect bucket for future big purchases. Learn why it’s often best to keep it more aggressively invested and how it fits into your overall withdrawal strategy.

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC42N0Q3M0QwMUVCM0U0RDkw

Tue September 30th

Should you keep working after retirement just for the health insurance? In this video, we break down the real costs and considerations of making that decision. Here’s what we cover: ✅ Why employer coverage can seem cheaper than it really is ✅ How marketplace plans compare — premiums vs. benefits ✅ The impact of losing 401(k) contributions if you drop to part-time ✅ Special options like COBRA to bridge the gap before Medicare ✅ Why a full retirement income plan is the key to knowing what you can afford If you or your spouse are wondering whether to keep working just for the benefits, this conversation will help you weigh the trade-offs. 👉 Have a question for our team? Call or text us at (501) 381-5228 and your question could be featured on the show!

Should you keep working after retirement just for the health insurance? In this video, we break down the real costs and considerations of making that decision.

Here’s what we cover:
✅ Why employer coverage can seem cheaper than it really is
✅ How marketplace plans compare — premiums vs. benefits
✅ The impact of losing 401(k) contributions if you drop to part-time
✅ Special options like COBRA to bridge the gap before Medicare
✅ Why a full retirement income plan is the key to knowing what you can afford

If you or your spouse are wondering whether to keep working just for the benefits, this conversation will help you weigh the trade-offs.

👉 Have a question for our team? Call or text us at (501) 381-5228 and your question could be featured on the show!

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC4zREU1Njg4NDUwMjQ0NDMz

Thu September 4th

Rental income sounds like easy money in retirement… until it isn’t. In this week’s Get Ready for the Future Show, we answer Jessica’s question: “We’re 53 and thinking about buying a rental property for retirement income. What should we watch out for before jumping in?” Our financial advisors share real-world experiences as landlords and walk through: ✅ Why rental income should supplement—not replace—your retirement plan ✅ The legal & tax steps you need to take (LLC, CPA guidance, liability issues) ✅ The biggest funding mistakes people make (and how to avoid them) ✅ Why your emergency fund needs to grow before buying rental property ✅ How to evaluate rents, cash flow, and potential returns realistically ✅ Alternatives to direct ownership (like REITs) if managing property isn’t for you Thinking about rental property in retirement? Make sure your financial independence isn’t at risk before jumping in. 👉 Subscribe for weekly insights on retirement, investing, and financial independence. 👉 Have a question you’d like us to answer on the show? Email show@getreadyforthefuture.com or call/text (501) 381-5228.

Rental income sounds like easy money in retirement… until it isn’t. In this week’s Get Ready for the Future Show, we answer Jessica’s question: “We’re 53 and thinking about buying a rental property for retirement income. What should we watch out for before jumping in?”

Our financial advisors share real-world experiences as landlords and walk through:
✅ Why rental income should supplement—not replace—your retirement plan
✅ The legal & tax steps you need to take (LLC, CPA guidance, liability issues)
✅ The biggest funding mistakes people make (and how to avoid them)
✅ Why your emergency fund needs to grow before buying rental property
✅ How to evaluate rents, cash flow, and potential returns realistically
✅ Alternatives to direct ownership (like REITs) if managing property isn’t for you

Thinking about rental property in retirement? Make sure your financial independence isn’t at risk before jumping in.

👉 Subscribe for weekly insights on retirement, investing, and financial independence.
👉 Have a question you’d like us to answer on the show? Email show@getreadyforthefuture.com
or call/text (501) 381-5228.

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC4wOUFBRkQ2NUFFM0NBNkZG

Tue September 2nd

Not sure about when to claim Social Security with poor health? Chet wrote in with a common concern: he's in not-so-great health, and he's unsure about whether to claim Social Security early "just in case" or if he should delay and maximize his benefit. In this episode of the Get Ready for the Future Show, the team walks through what plays into your decision about when to claim Social Security! 🎯 Learn how to make informed decisions about Social Security and your retirement income. 👉 Subscribe for more retirement insights 📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com #Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning #socialsecurity

Not sure about when to claim Social Security with poor health?

Chet wrote in with a common concern: he's in not-so-great health, and he's unsure about whether to claim Social Security early "just in case" or if he should delay and maximize his benefit.

In this episode of the Get Ready for the Future Show, the team walks through what plays into your decision about when to claim Social Security!

🎯 Learn how to make informed decisions about Social Security and your retirement income.

👉 Subscribe for more retirement insights
📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com

#Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning #socialsecurity

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC5BODgyQjdGNUQ5NUEyQTU3

Thu August 28th

Worried about running out of money in retirement? Gary wrote in with a common concern: he's in his 60s, invested mostly in stocks, and wondering how to adjust his investment strategy to account for inflation and income needs in retirement. In this episode of the Get Ready for the Future Show, the team walks through what changes in your financial playbook once you enter the Retirement Red Zone—the critical 10 years before retirement. Using real-life sports analogies and practical advice, we explain: ✅ Why diversification is more important than ever ✅ How a bucketing strategy protects against market downturns ✅ Why it's time to shift focus from growth to income and inflation protection ✅ The risks of sticking with an accumulation mindset ✅ The importance of guaranteed income sources like Social Security and annuities 🎯 Learn how to go from growth-focused to income-focused without fumbling your retirement plan. 👉 Subscribe for more retirement insights 📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com #Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning

Worried about running out of money in retirement?

Gary wrote in with a common concern: he's in his 60s, invested mostly in stocks, and wondering how to adjust his investment strategy to account for inflation and income needs in retirement.

In this episode of the Get Ready for the Future Show, the team walks through what changes in your financial playbook once you enter the Retirement Red Zone—the critical 10 years before retirement. Using real-life sports analogies and practical advice, we explain:

✅ Why diversification is more important than ever
✅ How a bucketing strategy protects against market downturns
✅ Why it's time to shift focus from growth to income and inflation protection
✅ The risks of sticking with an accumulation mindset
✅ The importance of guaranteed income sources like Social Security and annuities

🎯 Learn how to go from growth-focused to income-focused without fumbling your retirement plan.

👉 Subscribe for more retirement insights
📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com

#Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC5CNTZGMjVCRkQxNjhERDA1

Wed June 18th

Thinking about starting a 529 plan but not sure if it’s the right move? In this episode, we answer a listener question from Andrew, a father of two approaching age 40, who's trying to decide between opening a 529 college savings plan or continuing to invest in a regular brokerage account. Our financial advisors break down: - When a 529 plan makes the most financial sense - Why your own retirement plan should come first - The tax benefits and new flexibility of 529s (including Roth IRA rollovers!) - Key differences between a 529, UTMA, and after-tax investment account If you're a parent trying to balance education savings with your long-term financial independence, this discussion is for you. 👉 Subscribe for more practical financial advice. 📅 Schedule a meeting with a GenWealth Advisor: https://getreadyforthefuture.com/get-in-touch/ 🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce #FinancialAdvisor #FinancialPlanning #FinancialPlan #College #CollegePlanning #Education #EducationCosts

Thinking about starting a 529 plan but not sure if it’s the right move? In this episode, we answer a listener question from Andrew, a father of two approaching age 40, who's trying to decide between opening a 529 college savings plan or continuing to invest in a regular brokerage account.

Our financial advisors break down:

– When a 529 plan makes the most financial sense
– Why your own retirement plan should come first
– The tax benefits and new flexibility of 529s (including Roth IRA rollovers!)
– Key differences between a 529, UTMA, and after-tax investment account

If you're a parent trying to balance education savings with your long-term financial independence, this discussion is for you.

👉 Subscribe for more practical financial advice.

📅 Schedule a meeting with a GenWealth Advisor: https://getreadyforthefuture.com/get-in-touch/

🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#FinancialAdvisor #FinancialPlanning #FinancialPlan #College #CollegePlanning #Education #EducationCosts

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC41RDVERUI0MDM0NTlGRkQx

Tue June 17th

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