Talking Cents

Breaking up with a financial advisor can be tough! But sometimes it's necessary for your financial success. Join Teresa and Alec as they go through identifying red flags, navigating the breakup process, and keeping you on the path to true financial independence.

Get our FREE guide: Text KEYS to 501.381.5228 or visit getreadyforthefuture.com/keys to download "6 Keys to Unlocking Financial Independence" today!

#PersonalFinance #FinancialIndependence #MoneyTips #RetirementPlanning #FinancialFreedom

If you're being laid off from your job, your employer might offer you a severance package. But what does that mean, exactly? Chad Roller joins Teresa in this episode of Talking Cents to take a look at: considerations when offered a severance package, possible areas of negotiation, taxes, and some gaps that you might need to fill between jobs.

Get our FREE guide: Text KEYS to 501.381.5228 or visit getreadyforthefuture.com/keys to download "6 Keys to Unlocking Financial Independence" today!

#PersonalFinance #FinancialIndependence #MoneyTips #RetirementPlanning #FinancialFreedom #Severance

Do you only think about taxes once a year when it's time to pay the piper? But what if you took the time to think about taxes more often? Chad Roller joins Teresa in this episode of Talking Cents to help with some tax tips so you can take control and, hopefully, keep more money in YOUR pocket!

Get our FREE guide: Text KEYS to 501.381.5228 or visit getreadyforthefuture.com/keys to download "6 Keys to Unlocking Financial Independence" today!

#PersonalFinance #FinancialIndependence #MoneyTips #RetirementPlanning #FinancialFreedom

We've got a very special guest on this episode of Talking Cents: Kassidy Cook! Kassidy is an Olympic diver, winning a silver medal in the 2024 Paris Olympics with her diving partner, Sarah Bacon, in the 3-meter synchronized springboard. We'll be talking about her journey to the Olympics and how some of the same principles and habits she learned along the way have also helped in her financial journey. This is an episode you don't want to miss!

If you're interested in following Kassidy's journey, you can check her on social media @kassidycook13!

Discover the three essential money metrics that can transform your financial future! In this episode of Talking Cents, we break down:

💰 The Long-Term Savings Rate: Learn how this percentage directly impacts your path to financial independence
🤑 Your Annual Life Cost: Find out why knowing this number is crucial for planning your financial future
💡 The 10% Rule: How spending intentionally on what truly improves your life creates balance between saving and living well

Whether you're just starting your financial journey or looking to optimize your path to financial independence, these practical metrics will give you clarity without unnecessary complexity.

Get our FREE guide: Text KEYS to 501.381.5228 or visit getreadyforthefuture.com/keys to download "6 Keys to Unlocking Financial Independence" today!

#PersonalFinance #FinancialIndependence #MoneyTips #RetirementPlanning #FinancialFreedom

No matter your age, this applies to you⬇️

The #1 thing you can do for your financial independence is get started today. Start saving. Start investing. Start building toward your goals. You'll be in better shape starting today than if you put it off til tomorrow, because when it comes to money, time can be your best friend (*IF* you use it).

Get started with a solid foundation with our FREE download: 6 keys to unlocking financial independence! Text KEYS to 501.381.5228 or click getreadyforthefuture.com/keys to get your free copy now!

#MoneyTips #Investing #Money #Finance #FinancePodcast #FinancialIndependence #MoneyMoves #TalkingCents

💡 Inheritance Basics: Tips You Need to Know

It can be difficult to navigate what to do financially after a death, especially if that death is a spouse. What do you do with life insurance money? Do you keep the house or sell it? There are plenty of questions to answer, and that's why we recommend taking a pause to grieve before making any major financial moves.

Find out more inheritance tips and catch the full episode here: https://open.spotify.com/episode/7oxwg91vTh4qyRLqwNrU9L?si=c5c72ef6a7fe4c5b

💡 Inheritance Basics: Tips You Need to Know

One of the most important things you can do after a death to help keep financial matters in order is to make sure you get plenty of death certificates. You'd be surprised at how many people need an original copy!

Find out more inheritance tips and catch the full episode here: https://open.spotify.com/episode/7oxwg91vTh4qyRLqwNrU9L?si=c5c72ef6a7fe4c5b

🔑 Want to supercharge your savings without drastically changing your lifestyle? In this episode of Talking Cents, we break down 8 practical, easy-to-implement strategies that can help boost your savings starting today!

Learn proven methods like:
• Smart expense tracking that reveals hidden savings opportunities
• The power of automation in building wealth
• How to turn unused items into extra cash
• Strategic subscription management to stop money leaks

Whether you're just starting your savings journey or looking to accelerate your financial goals, this episode provides actionable tips you can use right away. We'll show you how simple changes in your daily habits can lead to significant financial growth over time.

⭐ BONUS: Get our FREE guide "6 Keys to Unlocking Financial Independence"
Text KEYS to 501.381.5228 or visit getreadyforthefuture.com/keys

🕒 Topics covered:
0:00 – Introduction
0:35 – Tracking Your Expenses
2:24 – Automated Savings Strategies
5:04 – Subscription Audit Tips
11:26 – Smart Tax Return Investing
13:53 – Shopping Strategies
14:47 – Conclusion

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#PersonalFinance #SavingMoney #FinancialFreedom #MoneyTips #Budgeting #WealthBuilding