You retired with a traditional IRA, a Roth IRA, and a brokerage account. Which one should you spend from first?
Call us at 866-653-PLAN (7526) or email info@getreadyforthefuture.com to talk through your own situation.
On this episode of the GenWealth Radio Hour, Scott Inman and Tim Key answer four listener questions and react to this week's retirement headlines:
• We retired at 66. Which account do we spend from first without a big tax surprise?
• Our Part D plan is changing for 2027. Do we need to shop every Medicare open enrollment?
• I'm 44 and my family lives on my income. Is group disability enough?
• How do I enjoy the holidays without running up a credit card again?
Plus: three year-end deadlines (401(k) contributions, Roth conversions, and Medicare open enrollment), what the 3.6% Social Security COLA for 2027 really means after Part B and taxes, and why an advisor recommending a $200,000 loan instead of selling investments set off a debate about advisory fees.
Medicare help: getreadyforthefuture.com/medicare
Timestamps:
00:00 Intro
01:37 Three year-end retirement deadlines: 401(k) limits and catch-ups
06:43 Roth conversion deadline is Dec 31, no extension
08:24 2027 Social Security COLA is 3.6%: what you actually keep
12:53 A $200,000 loan instead of selling? Advisory fees explained
22:03 The Get Ready for the Future Show
23:47 Which retirement account should you spend from first?
31:41 Should you shop your Medicare Part D plan every year?
36:13 Is group disability insurance enough for a single-income family?
43:10 How to pay for the holidays without credit card debt
48:28 Final thoughts: finish 2026 strong
– – – – – – – – – –
🍿 Subscribe for weekly retirement answers: https://www.youtube.com/@GenWealthFinancialAdvisors?sub_confirmation=1
📈 Talk with us about your retirement plan: 866-653-7526 · info@getreadyforthefuture.com
🎙 Have a question for the show? Text or leave a voicemail at 501-381-5228, or email show@getreadyforthefuture.com
#RetirementIncome #RothConversion #SocialSecurity #Medicare #401k #RetirementPlanning
