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Finances can be confusing. Even though we have access to an infinite amount of information, often there is a disconnect between information and application. That’s why the GenWealth team has devoted over 15 years to bringing you straight talk about retirement, investments, and your money on the Get Ready for the Future Show. The information you need and how to apply it is right at your fingertips.

The Get Ready for the Future Show

Featured Episode

With no pension in sight, millions of Americans are making a costly annuity mistake — and most don't know it until it's too late. This week we answer four listener questions: ✅ No pension? When an annuity actually makes sense — and when it doesn't. ✅ Your parents have a will from the 1980s. Here's why that could cost your family everything. ✅ One spouse is a spender. One is a saver. How do you retire together? ✅ What if you can afford to retire — but you're afraid you'll get bored? Real questions. Honest answers. #RetirementPlanning #Annuity #EstatePlanning #financialadvisor #investing

With no pension in sight, millions of Americans are making a costly annuity mistake — and most don't know it until it's too late.

This week we answer four listener questions:
✅ No pension? When an annuity actually makes sense — and when it doesn't.
✅ Your parents have a will from the 1980s. Here's why that could cost your family everything.
✅ One spouse is a spender. One is a saver. How do you retire together?
✅ What if you can afford to retire — but you're afraid you'll get bored?

Real questions. Honest answers.

#RetirementPlanning #Annuity #EstatePlanning #financialadvisor #investing

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS41ODEzODFCRDIzQURGRjU5

No Pension? Here's the $1,000/Month Mistake to Avoid | The Get Ready for the Future Show

GenWealth Financial Advisors 19 hours ago

Want answers to your questions about retirement, investments and your money?

Recent Episodes

With no pension in sight, millions of Americans are making a costly annuity mistake — and most don't know it until it's too late. This week we answer four listener questions: ✅ No pension? When an annuity actually makes sense — and when it doesn't. ✅ Your parents have a will from the 1980s. Here's why that could cost your family everything. ✅ One spouse is a spender. One is a saver. How do you retire together? ✅ What if you can afford to retire — but you're afraid you'll get bored? Real questions. Honest answers. #RetirementPlanning #Annuity #EstatePlanning #financialadvisor #investing

With no pension in sight, millions of Americans are making a costly annuity mistake — and most don't know it until it's too late.

This week we answer four listener questions:
✅ No pension? When an annuity actually makes sense — and when it doesn't.
✅ Your parents have a will from the 1980s. Here's why that could cost your family everything.
✅ One spouse is a spender. One is a saver. How do you retire together?
✅ What if you can afford to retire — but you're afraid you'll get bored?

Real questions. Honest answers.

#RetirementPlanning #Annuity #EstatePlanning #financialadvisor #investing

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS41ODEzODFCRDIzQURGRjU5

19 hours ago

Don't choose your retirement zip code based on weather alone — state taxes, healthcare costs, and Medicaid rules can quietly add $10,000 a year in expenses you didn't plan for. This week on Get Ready For The Future Show: 🔹 Penny's retirement relocation checklist — what to vet financially before you commit to a new state 🔹 Portfolio rebalancing: how years of drift can shift your 70/30 allocation to 85/15 without you noticing 🔹 No heirs? Jeffrey learns how to build a meaningful legacy through smart estate and charitable planning 🔹 Roth vs. Traditional 401(k): what SECURE 2.0 just changed that could affect which you choose #retirementplanning #financialadvisor #investing #stockmarket #personalfinance

Don't choose your retirement zip code based on weather alone — state taxes, healthcare costs, and Medicaid rules can quietly add $10,000 a year in expenses you didn't plan for.
This week on Get Ready For The Future Show:

🔹 Penny's retirement relocation checklist — what to vet financially before you commit to a new state
🔹 Portfolio rebalancing: how years of drift can shift your 70/30 allocation to 85/15 without you noticing
🔹 No heirs? Jeffrey learns how to build a meaningful legacy through smart estate and charitable planning
🔹 Roth vs. Traditional 401(k): what SECURE 2.0 just changed that could affect which you choose

#retirementplanning #financialadvisor #investing #stockmarket #personalfinance

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5FMTRBMDgyN0ZFQjY4Mzkw

June 27th

Most people think their In-Plan Roth Rollover is set once the money moves over. It's not — and the 5-year rule works differently than you think. This week on Get Ready For The Future Show, the GenWealth team answers four real viewer questions: 🔹 Why your budgeting app isn't moving the needle — and what behavior change actually does 🔹 In-Plan Roth Rollover rules: does each $25K conversion start its own 5-year clock? (You asked — we answered) 🔹 Paid off your home at 60 — should that freed-up cash go to investments or savings? 🔹 I'm 50 and want to retire at 60. What exactly should I be doing for the next 10 years? GenWealth Financial Advisors | Arkansas's retirement planning specialists 📞 Ready to build your plan? Visit getreadyforthefuture.com #retirementplanning #rothira #investing #financialadvisor #personalfinance

Most people think their In-Plan Roth Rollover is set once the money moves over. It's not — and the 5-year rule works differently than you think.
This week on Get Ready For The Future Show, the GenWealth team answers four real viewer questions:

🔹 Why your budgeting app isn't moving the needle — and what behavior change actually does
🔹 In-Plan Roth Rollover rules: does each $25K conversion start its own 5-year clock? (You asked — we answered)
🔹 Paid off your home at 60 — should that freed-up cash go to investments or savings?
🔹 I'm 50 and want to retire at 60. What exactly should I be doing for the next 10 years?

GenWealth Financial Advisors | Arkansas's retirement planning specialists

📞 Ready to build your plan? Visit getreadyforthefuture.com

#retirementplanning #rothira #investing #financialadvisor #personalfinance

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5DOTNDNjAwMzFFNUY5NzYy

June 22nd

Don't let a single accident — in your pool, on your trampoline, or on the road — undo everything you've worked for. This week: four viewer questions every family needs answered. ✅ Does everyone actually need a trust — or is your sister overreacting? ✅ How much home and auto liability do you really need when cars cost $100,000? ✅ You inherited farmland in Arkansas — sell, lease, or hold it? ✅ Remarried with kids from a previous marriage? Here's how to protect them in your estate plan. Plus: umbrella policies, earthquake insurance, and the coverage gap small business owners almost always miss. #retirementplanning #estateplanning #financialadvisor #insurance #investing

Don't let a single accident — in your pool, on your trampoline, or on the road — undo everything you've worked for.

This week: four viewer questions every family needs answered.
✅ Does everyone actually need a trust — or is your sister overreacting?
✅ How much home and auto liability do you really need when cars cost $100,000?
✅ You inherited farmland in Arkansas — sell, lease, or hold it?
✅ Remarried with kids from a previous marriage? Here's how to protect them in your estate plan.

Plus: umbrella policies, earthquake insurance, and the coverage gap small business owners almost always miss.

#retirementplanning #estateplanning #financialadvisor #insurance #investing

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4yNjFFMzVEMkVDRTRDOEMz

June 13th

Did you know your 401(k) could hold up to $70,000 in annual contributions — not just $23,500? The Mega Backdoor Roth is one of the most powerful retirement tools available inside a workplace plan, and most employees have no idea it exists. This week, Crystal found out her employer just added it — we break down exactly what it is, who it's right for, and what to watch out for. Also this episode: how to simplify an overwhelming investment portfolio without losing performance, how to budget for international travel in retirement, and what adult children need to know when helping aging parents with finances and legal documents in their 80s. Real questions. Real answers. Every week on the Get Ready for the Future Show. 📞 Talk to a GenWealth advisor: getreadyforthefuture.com #retirementplanning #investing #401k #financialadvisor #retirementincome

Did you know your 401(k) could hold up to $70,000 in annual contributions — not just $23,500?
The Mega Backdoor Roth is one of the most powerful retirement tools available inside a workplace plan, and most employees have no idea it exists. This week, Crystal found out her employer just added it — we break down exactly what it is, who it's right for, and what to watch out for.

Also this episode: how to simplify an overwhelming investment portfolio without losing performance, how to budget for international travel in retirement, and what adult children need to know when helping aging parents with finances and legal documents in their 80s.

Real questions. Real answers. Every week on the Get Ready for the Future Show.

📞 Talk to a GenWealth advisor: getreadyforthefuture.com

#retirementplanning #investing #401k #financialadvisor #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4wOEE0NEE4QTk1RTc0MUJB

June 6th

Is $900,000 enough to retire at 62? Most people focus on the savings number. The questions that actually matter are harder — and this episode answers four of them. • $900k saved, no debt, age 62 — can you retire next year? We run the real numbers, including the healthcare gap most people never see coming. • DIY taxes getting complicated? How to know when hiring a CPA pays for itself. • Annuitize your IRA or keep it invested? What you're actually trading away. • Charitable giving before retirement — why QCDs beat regular donations for most retirees. Submit your question: show@getreadyforthefuture.com #retirementplanning #retirement #financialadvisor #personalfinance #investing

Is $900,000 enough to retire at 62? Most people focus on the savings number. The questions that actually matter are harder — and this episode answers four of them.

• $900k saved, no debt, age 62 — can you retire next year? We run the real numbers, including the healthcare gap most people never see coming.
• DIY taxes getting complicated? How to know when hiring a CPA pays for itself.
• Annuitize your IRA or keep it invested? What you're actually trading away.
• Charitable giving before retirement — why QCDs beat regular donations for most retirees.

Submit your question: show@getreadyforthefuture.com

#retirementplanning #retirement #financialadvisor #personalfinance #investing

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4wRjA0RDE2QTUwMTk2MkY2

May 30th

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Highlights

Peter Schiff is warning of a U.S. economic crisis that could make 2008 look like a “Sunday school picnic.” But is this a serious signal… or just another headline built to grab attention? In this episode of the Get Ready For The Future Show, we break down: • Peter Schiff’s track record on economic predictions • Whether rising gold prices signal a true collapse • What the data actually says about corporate profits and productivity • Why fear-based investing can cost you long-term returns • How disciplined investors should think during alarming headlines There’s no shortage of market crash predictions in today’s news cycle. The real question is: What’s the catalyst? And should long-term investors change course every time someone cries wolf? At GenWealth, we believe in playing the long game — not reacting emotionally to every prediction. 📞 Have questions about your retirement plan or investment strategy? Call or text 501.381.5228 📩 Email: show@getreadyforthefuture.com Subscribe for more straight talk on retirement, investing, taxes, and building true financial independence. #PeterSchiff #MarketCrash #EconomicCrisis #2008Crash #StockMarketNews #Investing #LongTermInvesting #RetirementPlanning #FinancialPlanning #FinancialAdvisor #GenWealth #MarketVolatility #EconomicOutlook #WealthManagement #PersonalFinance #GoldPrices #StockMarket #FinancialEducation

Peter Schiff is warning of a U.S. economic crisis that could make 2008 look like a “Sunday school picnic.” But is this a serious signal… or just another headline built to grab attention?

In this episode of the Get Ready For The Future Show, we break down:
• Peter Schiff’s track record on economic predictions
• Whether rising gold prices signal a true collapse
• What the data actually says about corporate profits and productivity
• Why fear-based investing can cost you long-term returns
• How disciplined investors should think during alarming headlines

There’s no shortage of market crash predictions in today’s news cycle. The real question is: What’s the catalyst? And should long-term investors change course every time someone cries wolf?

At GenWealth, we believe in playing the long game — not reacting emotionally to every prediction.

📞 Have questions about your retirement plan or investment strategy?
Call or text 501.381.5228
📩 Email: show@getreadyforthefuture.com

Subscribe for more straight talk on retirement, investing, taxes, and building true financial independence.

#PeterSchiff #MarketCrash #EconomicCrisis #2008Crash #StockMarketNews #Investing #LongTermInvesting #RetirementPlanning #FinancialPlanning #FinancialAdvisor #GenWealth #MarketVolatility #EconomicOutlook #WealthManagement #PersonalFinance #GoldPrices #StockMarket #FinancialEducation

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC40MUFEN0ExOUQyOUIxNEI5

Tue February 24th

Your Roth IRA isn’t just for retirement income—it can be the perfect bucket for future big purchases. Learn why it’s often best to keep it more aggressively invested and how it fits into your overall withdrawal strategy.

Your Roth IRA isn’t just for retirement income—it can be the perfect bucket for future big purchases. Learn why it’s often best to keep it more aggressively invested and how it fits into your overall withdrawal strategy.

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC42N0Q3M0QwMUVCM0U0RDkw

Tue September 30th

Should you keep working after retirement just for the health insurance? In this video, we break down the real costs and considerations of making that decision. Here’s what we cover: ✅ Why employer coverage can seem cheaper than it really is ✅ How marketplace plans compare — premiums vs. benefits ✅ The impact of losing 401(k) contributions if you drop to part-time ✅ Special options like COBRA to bridge the gap before Medicare ✅ Why a full retirement income plan is the key to knowing what you can afford If you or your spouse are wondering whether to keep working just for the benefits, this conversation will help you weigh the trade-offs. 👉 Have a question for our team? Call or text us at (501) 381-5228 and your question could be featured on the show!

Should you keep working after retirement just for the health insurance? In this video, we break down the real costs and considerations of making that decision.

Here’s what we cover:
✅ Why employer coverage can seem cheaper than it really is
✅ How marketplace plans compare — premiums vs. benefits
✅ The impact of losing 401(k) contributions if you drop to part-time
✅ Special options like COBRA to bridge the gap before Medicare
✅ Why a full retirement income plan is the key to knowing what you can afford

If you or your spouse are wondering whether to keep working just for the benefits, this conversation will help you weigh the trade-offs.

👉 Have a question for our team? Call or text us at (501) 381-5228 and your question could be featured on the show!

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC4zREU1Njg4NDUwMjQ0NDMz

Thu September 4th

Rental income sounds like easy money in retirement… until it isn’t. In this week’s Get Ready for the Future Show, we answer Jessica’s question: “We’re 53 and thinking about buying a rental property for retirement income. What should we watch out for before jumping in?” Our financial advisors share real-world experiences as landlords and walk through: ✅ Why rental income should supplement—not replace—your retirement plan ✅ The legal & tax steps you need to take (LLC, CPA guidance, liability issues) ✅ The biggest funding mistakes people make (and how to avoid them) ✅ Why your emergency fund needs to grow before buying rental property ✅ How to evaluate rents, cash flow, and potential returns realistically ✅ Alternatives to direct ownership (like REITs) if managing property isn’t for you Thinking about rental property in retirement? Make sure your financial independence isn’t at risk before jumping in. 👉 Subscribe for weekly insights on retirement, investing, and financial independence. 👉 Have a question you’d like us to answer on the show? Email show@getreadyforthefuture.com or call/text (501) 381-5228.

Rental income sounds like easy money in retirement… until it isn’t. In this week’s Get Ready for the Future Show, we answer Jessica’s question: “We’re 53 and thinking about buying a rental property for retirement income. What should we watch out for before jumping in?”

Our financial advisors share real-world experiences as landlords and walk through:
✅ Why rental income should supplement—not replace—your retirement plan
✅ The legal & tax steps you need to take (LLC, CPA guidance, liability issues)
✅ The biggest funding mistakes people make (and how to avoid them)
✅ Why your emergency fund needs to grow before buying rental property
✅ How to evaluate rents, cash flow, and potential returns realistically
✅ Alternatives to direct ownership (like REITs) if managing property isn’t for you

Thinking about rental property in retirement? Make sure your financial independence isn’t at risk before jumping in.

👉 Subscribe for weekly insights on retirement, investing, and financial independence.
👉 Have a question you’d like us to answer on the show? Email show@getreadyforthefuture.com
or call/text (501) 381-5228.

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC4wOUFBRkQ2NUFFM0NBNkZG

Tue September 2nd

Not sure about when to claim Social Security with poor health? Chet wrote in with a common concern: he's in not-so-great health, and he's unsure about whether to claim Social Security early "just in case" or if he should delay and maximize his benefit. In this episode of the Get Ready for the Future Show, the team walks through what plays into your decision about when to claim Social Security! 🎯 Learn how to make informed decisions about Social Security and your retirement income. 👉 Subscribe for more retirement insights 📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com #Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning #socialsecurity

Not sure about when to claim Social Security with poor health?

Chet wrote in with a common concern: he's in not-so-great health, and he's unsure about whether to claim Social Security early "just in case" or if he should delay and maximize his benefit.

In this episode of the Get Ready for the Future Show, the team walks through what plays into your decision about when to claim Social Security!

🎯 Learn how to make informed decisions about Social Security and your retirement income.

👉 Subscribe for more retirement insights
📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com

#Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning #socialsecurity

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC5BODgyQjdGNUQ5NUEyQTU3

Thu August 28th

Worried about running out of money in retirement? Gary wrote in with a common concern: he's in his 60s, invested mostly in stocks, and wondering how to adjust his investment strategy to account for inflation and income needs in retirement. In this episode of the Get Ready for the Future Show, the team walks through what changes in your financial playbook once you enter the Retirement Red Zone—the critical 10 years before retirement. Using real-life sports analogies and practical advice, we explain: ✅ Why diversification is more important than ever ✅ How a bucketing strategy protects against market downturns ✅ Why it's time to shift focus from growth to income and inflation protection ✅ The risks of sticking with an accumulation mindset ✅ The importance of guaranteed income sources like Social Security and annuities 🎯 Learn how to go from growth-focused to income-focused without fumbling your retirement plan. 👉 Subscribe for more retirement insights 📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com #Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning

Worried about running out of money in retirement?

Gary wrote in with a common concern: he's in his 60s, invested mostly in stocks, and wondering how to adjust his investment strategy to account for inflation and income needs in retirement.

In this episode of the Get Ready for the Future Show, the team walks through what changes in your financial playbook once you enter the Retirement Red Zone—the critical 10 years before retirement. Using real-life sports analogies and practical advice, we explain:

✅ Why diversification is more important than ever
✅ How a bucketing strategy protects against market downturns
✅ Why it's time to shift focus from growth to income and inflation protection
✅ The risks of sticking with an accumulation mindset
✅ The importance of guaranteed income sources like Social Security and annuities

🎯 Learn how to go from growth-focused to income-focused without fumbling your retirement plan.

👉 Subscribe for more retirement insights
📞 Ready to build your retirement strategy? Visit getreadyforthefuture.com

#Finance #FinancialAdvisor #FinancialIndependence #FinancialPlan #FinancialPlanning #Retirement #RetirementPlan #RetirementPlanning

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC5CNTZGMjVCRkQxNjhERDA1

Wed June 18th

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