Finances can be confusing. Even though we have access to an infinite amount of information, often there is a disconnect between information and application. That’s why the GenWealth team has devoted over 15 years to bringing you straight talk about retirement, investments, and your money on the Get Ready for the Future Show. The information you need and how to apply it is right at your fingertips.

The Get Ready for the Future Show

Featured Episode

"My husband and I are both 55. We’ve saved about $400,000 so far and plan to retire at 67, but it doesn’t feel like enough. How can we tell if we’re way behind or just need to ramp things up a bit?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ My job’s getting more stressful and I’d love to walk away next year. How do I know if I can retire early without risking our lifestyle?
✅ I just turned 59 and started getting Social Security statements – should I delay benefits or take them sooner and invest the difference?
✅ I’m 60, and my mom is 87 and starting to decline. How do we protect her assets while making sure she gets the care she needs?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
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❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
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#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5GQkE1RUQxMTA5RkRDNDZB

55 with $400k – Are We Behind?! | The Get Ready for the Future Show

GenWealth Financial Advisors May 30, 2025 11:37 am

Want answers to your questions about retirement, investments and your money?

Recent Episodes

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5GQkE1RUQxMTA5RkRDNDZB

May 30th

"I’ve got $700,000 in retirement accounts and a $2 million term life insurance policy that expires at 70. I’m 63 now. Should I look at converting that to permanent coverage or just let it go?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ We’re both self-employed, in our late 40s, and about $100,000 in a SEP IRA. Should we consider setting up a Solo 401(k) to save more or focus on building our non-retirement accounts?
✅ I’m 52, divorced, and likely won’t remarry. Should I be planning any differently than a couple would?
✅ We’re 57 and just became empty nesters. Should we take the extra cash flow and max out retirement, or put it toward paying off our $40,000 HELOC?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4wQ0ZGQjRENTMyMzJBNzUz

May 30th

"We have a mix of accounts—$850,000 in traditional IRAs and about $320,000 in a Roth IRA. We’re both 66 and about to retire. What’s the smartest order to draw from these accounts to keep our taxes low?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I’m 62 and just got laid off. I’m eligible for Social Security but have about $520,000 in a 401(k). Should I go ahead and start my benefits or hold off a few years and draw from my savings instead?
✅ We live in a 4-bedroom home that’s worth about $390,000, but we’re thinking about downsizing to something under $250,000. With interest rates up, is this still a good move? And how do we know we’ll actually save money doing it?
✅ We’re both in our late 50s and don’t have long-term care insurance. We’ve got about $2M saved and are in decent health. Is it too late to get a policy that makes sense, or are we better off self-insuring?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS40MkE4OTk2MUZBMEQ4NEFE

May 27th

"46-year-old small business owner. Currently max a Roth out and have done so for years. What is the next step to set more away for retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I’m 58, still owe about $72,000 on my mortgage, and I’d like to retire at 62 – should we work to pay off the house first or keep investing and carry the mortgage into retirement?
✅ My husband and I are both 55. We keep hearing about Roth conversions – how do we know if it makes sense to start doing that now?
✅ Our daughter is 26 and struggling financially – how do we help her without hurting our own future?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS4zNEM4RkZDQUU4MEYwQzJE

May 20th

"We’ve saved around $1.2 million, and plan to retire in 4 years. With everything getting more expensive, I’m worried our retirement plan won’t hold up!" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I know I need to sign up for Medicare, but I’m confused about what parts I really need and what it’s going to cost me.
✅ My company just offered me an early retirement buyout. I wasn’t planning to retire for another 5 years, so how do I know if taking this deal is a good idea?
✅ We’ve always managed our finances ourselves, but we’re now 63 and 64, so how do we know if it’s time to bring in a financial advisor?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5CNDEwQURGQjkwNDIzRUYw

May 8th

"Mostly been invested in stocks – what kind of shift should I make to keep up with inflation? " We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ I’ll be turning 40 soon and I have two kids – when does it make sense to invest in a 529?
✅ How could part-time work or freelancing in retirement affect my Social Security benefits and taxes?
✅ I’m 46 and maxing out my employer match at my job and don’t really know where to go from here?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️
–
❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there!
–
#financialindependence #retirementincome #retirementplanning #retirement #retirementincomeplanning #financialadvisor #financialplanning #retirementlife #podcast #radioshow #radio #personalfinance #financialfreedom #genwealthfinancialadvisors #finance #money #financialeducation #financialliteracy #financepodcast #investing #investmentstrategy #investments #QandA #retirementincome

YouTube Video UExzZlYxeWFSQVV1NVc1MWZ0emUxYUR6bDdrTm5CLTFnZS5COUU4NzEzMzg1MkZFQjlE

May 2nd

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Highlights

👉 Turning 65 doesn't mean your health care worries are over.

Part A is free, but it only covers hospital care. Part B? That starts at $185/month — and that’s just the beginning.

✅ Don't go it alone. Review your Medicare plan every single year with the help of a coach.

#MedicareMyths #RetirementPlanning #MedicareTips #FinancialFreedom #GenWealth

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC4yMzFDNkE5M0I5MjI3NUE0

Mon June 2nd

Many people decide when to claim Social Security in a vacuum—and that can be a costly mistake. In this Get Ready For The Future Show highlight, we answer this question from David in Conway:

"I feel like I’ve done a decent job saving for retirement, so I’m debating whether to start Social Security at 62 – or wait until 67 or even 70. How do I decide the best time to claim based on my personal situation? "

This video breaks down how to think about Social Security in context with your investment assets, retirement timeline, and long-term income needs. Whether you're single or married, still working or ready to step away, these insights could make a big difference.

📞 Need help making a plan? Talk to a GenWealth Financial Advisor today. 866-653-PLAN (7526)

🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#FinancialAdvisor #FinancialPlanning #FinancialPlan #SocialSecurity #Retirement #RetirementPlanning #SocialSecurityBenefit

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC5EN0E0MjMyMEY5RjIxNDc4

Mon June 2nd

Are you a widow or retiree concerned about how to afford long-term care and protect your family from financial burdens? You're not alone. In this video, we answer a heartfelt question from Jane:

"I’m a 62-year-old widow, and I’m starting to worry about the cost of long-term care if my health takes a turn as I get older. At the same time, I want to make sure my healthcare directives are in order so that my kids know my wishes if I can’t speak for myself. I don’t have a huge estate, but I do want to protect what I have for them. How should I balance purchasing long-term care insurance, setting up advance directives, and safeguarding my remaining assets?"

In this Get Ready For The Future Show highlight, we walk through:

– The four main ways to pay for long-term care (self-insuring, traditional LTC insurance, hybrid life insurance policies, and Medicaid)
– Why timing matters for qualifying and affording coverage
– The importance of healthcare directives like a living will, healthcare proxy, and power of attorney
– How to safeguard assets with tools like trusts and beneficiary designations
– Why annual financial check-ins are key to keeping your plan up to date

Whether you're in your early 60s or helping a parent through these decisions, this is essential information to help you feel confident and prepared.

📞 Need help making a plan? Talk to a GenWealth Financial Advisor today. 866-653-PLAN (7526)

🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#FinancialAdvisor #EstatePlanning #Will #Trust #PersonalFinance #LegacyPlanning

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC5EOUY5Mzk1MTdBNkFERUU3

Sun June 1st

Many people think a basic will is enough—but that’s one of the most common (and costly) estate planning mistakes.

"Do I really need more than a basic will? What are the biggest mistakes people make with estate planning that I should be aware of?"

In this Get Ready For The Future Show highlight, we dive into real-world experiences, common oversights like outdated beneficiaries, misunderstanding per stirpes vs. pro rata, and why unfunded trusts or misaligned deeds can create big problems for your loved ones.

Whether you're just starting your estate plan or revisiting it after a major life change, this conversation will give you practical tips to help ensure your wishes are honored and your family isn’t left with a mess.

Chapters include:

– Why a basic will may not be enough
– Real stories from probate disasters
– Per stirpes vs. pro rata: What it really means
– Trusts, powers of attorney, and health care directives
– The #1 estate planning mistake: Doing nothing

👉 Ready to protect your legacy? Meet with a financial advisor and estate attorney to get started.

📞 Talk with a financial advisor: https://getreadyforthefuture.com/get-in-touch/
🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#FinancialAdvisor #EstatePlanning #Will #Trust #PersonalFinance #LegacyPlanning

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC41NzM2MjIwMkNBRDAxNEIy

Sat May 31st

If you're planning to retire before age 65—like Nancy from Little Rock—you're not alone in wondering: How will I cover health insurance before Medicare kicks in?

"I’m 59 and my husband is 62. We’ve done pretty well so far and I’d like to retire early at 63, but I won’t qualify for Medicare until I’m 65. What health coverage options should I look at to bridge that two-year gap?"

In this Get Ready For The Future Show highlight, our advisors walk through practical strategies for bridging the health care gap, including:

✅ Whether COBRA coverage is worth the cost
✅ Using your spouse's employer plan (if available)
✅ Comparing Marketplace insurance and subsidies
✅ The power of a Health Savings Account (HSA)
✅ Why Medicare isn’t a finish line—and what it actually covers
✅ The importance of building a retirement income plan with healthcare costs in mind

Whether you're just a few years out from retirement or still in the planning phase, this video will help you better understand your options—and avoid costly mistakes.

📞 Talk with a financial advisor: https://getreadyforthefuture.com/get-in-touch/
🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#EarlyRetirement #HealthcarePlanning #MedicareGap #RetireBefore65 #COBRA #HSA #FinancialPlanning #GenWealth #MedicareBridge #RetirementPlanning

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC5FNzIzMTUyNUY5MUQyM0U1

Fri May 30th

Worried about inflation, Social Security changes, or the next market downturn? You're not alone. In this Get Ready For The Future Show highlight, we break down how to build a retirement plan that can withstand economic uncertainty.

"Don’t really know what the government’s doing and it’s got me worried. With potential inflation, market downturns, and possible changes to Social Security, how do I create a retirement plan that can handle all this uncertainty?"

Learn why staying invested matters, how to avoid missing the best days in the market, and the importance of segmenting your assets for growth and income. Plus, we introduce the GenWealth Ready to Retire Process—a personalized approach to help you retire with confidence.

📞 Talk with a financial advisor: https://getreadyforthefuture.com/get-in-touch/
🎧 Listen to more retirement conversations: https://open.spotify.com/show/4qJdSnH8Ig5qAD2JkGOiv2?si=dd82bef7e64540ce

#FinancialFreedom #FinancialIndependence #PersonalFinance #Retirement #Economy #StockMarket #Investing

YouTube Video UExzZlYxeWFSQVV1NGVfRXdDc09LLUtGMThJWlRYSmFDOC45MjU5ODRCNURCRjRCMDA4

Sun May 25th

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Want financial insights and updates delivered to your inbox?

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delivered to your inbox?