Retirement Planning

Income Planning

One of the biggest fears for someone in retirement is running out of money before they run out of time.  By employing the Income For Life Model®, GenWealth provides you a strategy designed to lessen that concern.  The Income For Life Model®   also seeks to lessen the volatility of your portfolio, help you keep pace with inflation, and provide income over a retirement lasting 25 or more years.  Learn more about the Income For Life Model® in this presentation.


When you move on from one job to another, or hang it up for the last time, a rollover of your retirement assets should be at the top of your “to do” list.  By rolling over your retirement plan to an IRA account with GenWealth Financial Advisors, you have the opportunity to work with an advisor to properly invest your account.  Don’t make the mistake of cashing out your retirement plan and losing up to 50% to taxes and penalties. Consider implementing the Income For Life Model® by rolling over your 401(k) or other retirement account.  When properly done, a rollover is a tax-free, penalty-free transaction, and the advisors at GenWealth have over 35 years of cumulative experience in retirement planning.

A plan participant leaving an employer typically has four options (and may engage in a combination of these options), each choice offering advantages and disadvantages. For balance, please update your material to include each option below:

  • Leave the money in his/her former employer’s plan, if permitted;

  • Roll over the assets to his/her new employer’s plan, if one is available and rollovers are permitted;

  • Roll over to an IRA; or

  • Cash out the account value.

Prior to rolling assets over, investors should carefully consider investment options, fees, and expenses, services available, the ability for penalty-free withdrawals, protection from creditors and legal judgments, required minimum distributions and consequences with employer stock.


Accumulation Planning

Large Oak trees have their beginnings are small acorns, just as successful retirement programs start out small.  By establishing and managing IRA, Roth IRA, and non-tax-qualified accounts, the advisors of GenWealth can help you as you grow your retirement assets.We also serve small and mid-size businesses by establishing corporate retirement plans like SIMPLE IRAs, SEP IRAs, 401(k) plans and other defined contribution programs.