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If you're only ever worried about what happens next,

you don't get to enjoy life now.

While money is integral to every choice you make, we know it’s probably not what gets you out of bed in the morning. Your family, your work, and your dreams…that’s what keeps you going. But if you’re constantly worried about your money and what happens next, you won’t be able to enjoy what’s happening in life right now. The beauty of a financial plan is, when done right, it should be a living, breathing thing that evolves as you do. Working side-by-side with an advisor and utilizing the right technology gives you the freedom to focus on what’s most important and the guidance to know you’re still on track.

The MoneyGuide Advantage

Your Financial Life, All In One Place

Start with your goals

You’re unique, so your financial plan should be too. First, through collaboration with your advisor, you establish your Lifestyle Plan. This helps you identify the needs you must have, the wants you’d like to have, and wishes that you dream about.  After all, isn’t planning just a blueprint to turn your dreaming into action? 

Next, craft your plan together 

You’ve got big goals, and it’s our job to help put you on the right path to achieve them! The next step in the process is to work together with your advisor to craft a financial plan that is unique to you and your goals.

Things we account for in this step:

Budgeting and Account Aggregation

Making the right choices with your 401(k)

Wealth Building and Asset Protection

Tax and Estate Planning

Finally, test and adjust your plan

“How can I be certain I’ll reach all of my goals?” Unfortunately, because future returns are unpredictable, no one can be certain.  They can be more confident. Here’s how: First, your advisor runs your retirement plan through literally 1,000 different scenarios to determine a confidence score. Then, if that number isn’t something you’re quite comfortable with, you have the ability to play with different variables in your plan like savings rate, spending, or major purchase until you do feel comfortable. The good news is that your plan is a living, breathing thing that can be updated and changed as life unfolds.

Start with your goals.

You’re unique, so your financial plan should be too. First, through collaboration with your advisor, you establish your Lifestyle Plan. This helps you identify the needs you must have, the wants you’d like to have, and wishes that you dream about.  After all, isn’t planning just dreaming with a purpose? 

Next, craft your plan together 

You’ve got big goals, and it’s our job to help put you on the right path to achieve them! The next step in the process is to work together with your advisor to craft a financial plan that is unique to you and your goals.

Things we account for in this step:

  • Budgeting
  • Account Aggregation
  • Making the right choices with your 401(k)
  • Wealth Building
  • Asset Protection
  • Tax and Estate planning

Finally, test and adjust your plan

“How can I be certain I’ll reach all of my goals?” Unfortunately, because future returns are unpredictable, no one can be certain, but they can be more confident. Here’s how: First, your advisor runs your retirement plan through literally 1,000 different scenarios to determine a confidence score. Then, if that number isn’t something you’re quite comfortable with, you have the ability to play with different variables in your plan like savings rate or spending or major purchase until you feel comfortable. The good news is that your plan is a living, breathing thing that can be updated and changed as life unfolds.

Ready to start building your plan?

RESOURCES TO HELP YOU BALANCE LIFE AND MONEY